Asthma

While asthma may be a concern if someone is wanting to obtain life insurance, it may not be as difficult as one may think. Yes, there may be a rating, but there are a few details to consider. Is the Asthma seasonal, mild, moderate, or severe? Once you know the type of asthma, consider the following to understand how the company will evaluate the risk.

1. When was the first diagnosis for asthma?

2. What complications have occurred recently?

3. Which medication/steroids are being taken, and, if any, how often?

4. When was the last hospitalization due to asthma?

5. Are you a smoker?

6. Are there signs of improvement, or is the asthma worsening?