Felonies can be classed in different ways when it comes to obtaining life insurance. Was the felony an aggressive charge like having a weapon or was the felony charged for fraudulent checks? As one may realize, a felony that is more dangerous would be more likely to be declined as opposed to something less aggressive. Also, what may come into play is how long ago the charge was, if the person is still on probation, and what type of felony was committed. We have placed clients from Preferred Plus all the way to a decline.
If looking for a smaller face amount we have a simplified issue plan that doesn’t ask about felony charges at all.