Rheumatoid Arthritis can be severe enough to cause disability, or not as severe and one is able to live with this condition with normal activities. When applying for life insurance different factors come into play. We break them down here.
Date of diagnosis – Being diagnosed earlier in life means the long term affects come into play more when seeking a life insurance policy.
Flare Ups – The company will want to know the date of the last flare up. How often in the past year? What part of the body? How severe? More flare ups often increase the joint/tissue damage which can create problems in the future.
Deformities – If someone has RA in their fingers or in their knee, having RA in the knees would potentially be more debilitating than in the fingers, so the risk is much higher if the latter.