Pros and Cons of Group Life Insurance Through Work Basic life insurance through work is typically free, but coverage amounts are mostly lower than individual policies. If you recently got a new job, or if it’s open enrollment season, you might have Read more…
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Life Insurance for Foreign Nationals What is considered a foreign national? Foreign Nationals (FN) are defined as individuals who are not U.S. citizens or, regardless of citizenship, are representing a foreign government, foreign corporation, other foreign entity, or a foreign Read more…
What is a Term Life Policy? Term life policies are a type of life insurance coverage that provides a death benefit to the policy owner if the insured passes away within a certain timeframe. This differs from a permanent life Read more…
Every day as thousands of individuals are facing a serious critical illness, the last thing they need to worry about are their finances. They want the freedom to live their life their way, with the freedom to focus on what’s Read more…
What’s Next When Denied for Life Insurance? It’s tough to learn that the life insurance company you applied to will not be offering you coverage, especially if you were fully expecting a yes! You may fall into the “impaired Read more…
The life insurance application process with using a paper application or online ticket format takes at least 30 – 45 minutes to complete. The online ticket format is now becoming at least half of all new submissions to the Read more…
The importance of an emergency fund Most of us are creatures of habit. We find a certain comfort and safety in the predictability of our day-to-day lives. Unfortunately, that also means we tend to avoid thinking about or Read more…
The 401(k) revolution has turned millions of American workers into their own pension plan managers. Now, as a growing number of these workers retire, they must convert their investment portfolios into regular income. It isn’t easy. Retirees can’t depend upon Read more…
The months after a wedding can be an exciting and euphoric time. But they can also feel strangely unstructured after the whirlwind of activity that preceded them. It’s not uncommon for newlyweds to find themselves wondering, “Now what?” As newlyweds Read more…
AFFORDABLE CARE ACT Frequently Asked Questions How do I buy Health Insurance? For some, buying health insurance can be a confusing and overwhelming process. First, you have to find a health insurance plan within your budget. Then you have Read more…